Website Terms & Conditions of Use with Disclosures & Disclaimers

By accessing our website at https://fifaster.org, you agree to be bound by these terms and conditions (the “Terms”), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

1. Use License

a. Permission is granted to temporarily download one copy of any downloadable materials on the Financial Independence Academy website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

i. modify or copy the materials; ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial); iii. attempt to decompile or reverse engineer any software contained on Financial Independence Academy’s website; iv. remove any copyright or other proprietary notations from the materials; or v. transfer the materials to another person or “mirror” the materials on any other server.

b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Financial Independence Academy at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

2. Disclaimer

Financial Independence Academy provides general financial education for informational and educational purposes only. Financial Independence Academy does not provide individualized financial, investment, tax, or legal advice and does not recommend the purchase, sale, or holding of any particular security, investment strategy, or financial product.

The information presented does not take into account your individual financial circumstances, objectives, needs, or risk tolerance. Examples, illustrations, and hypothetical results are provided for educational purposes only and should not be considered predictions or guarantees of future results.

References to third-party companies, products, services, websites, or tools are provided for educational purposes only and do not constitute an endorsement or recommendation.

Investing involves risk, including the possible loss of principal. Financial and investment decisions should be based on your individual circumstances. Consider consulting an appropriately qualified financial, tax, or legal professional regarding your specific situation.

3. Limitations

In no event shall Financial Independence Academy or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Financial Independence Academy’s website, even if Financial Independence Academy or a Financial Independence Academy authorized representative has been notified orally or in writing of the possibility of such damage.

4. Accuracy of Materials

The materials appearing on Financial Independence Academy’s website could include technical, typographical, or photographic errors. Financial Independence Academy does not warrant that any of the materials on its website are accurate, complete, or current. Financial Independence Academy may make changes to the materials contained on its website at any time without notice. However, Financial Independence Academy does not make any commitment to update the materials.

5. Links

Financial Independence Academy has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Financial Independence Academy of the site. Use of any such linked website is at the user’s own risk.

6. Modifications

Financial Independence Academy may revise these Terms for its website at any time without notice. By using this website you are agreeing to be bound by the then-current version of these Terms.

7. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. Any legal action relating to these Terms will be subject to the jurisdiction of the courts located in California.